
1. Short-Term Loans
Name |
Short-Term Loans | ||||||||||||||||||||||
Description |
A loan scheduled to be repaid in less than a year is mainly aimed to support cash flows and liquidity in growing businesses, especially operation expenses: purchasing raw materials, equipment or wages, etc. |
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Currency Lending |
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Remark |
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Requirements |
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Loan Documentation |
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1. Loan Request Letter (Download) 2. Legal Documents For Business
3. Identity Documents
4. Corporate Governance Documents
5. Financial Documents
6. Collateral
7. Other relevant documents required by the bank |
2. Medium-Term Loans
Name |
Medium-Term Loans | ||||||||||||||||||||||
Description |
A loan where repayments are made over a period of between one and five years is aimed to support working capital revoliving and liquidity to business operations, such as purchasing raw materails, equipment or wages, etc |
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Types of Loans |
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Currency Lending |
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Remark |
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Requirements |
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Loan Documentation |
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1. Loan Request Letter (Download) 2. Legal Documents For Business
3. Identity Documents
4. Corporate Governance Documents
5. Financial Documents
6. Collateral
7. Other relevant documents required by the bank |
3. Long-Term Loans
Name |
Long-Term Loans | ||||||||||||||||||||||
Description |
A form of debt that is paid off over an extended time frame that exceeds 5 year in duration. Obtaining a long term loan provides a business with working capital that it can use to purcahse fixed assets, inventory or equipment which can then be used to create additional income for the business |
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Benefits |
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Types of Loans |
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Currency Lending |
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Loan Sizes |
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Interest Rates |
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Remark |
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Requirements |
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Loan Documentation |
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1. Loan Request Letter (Download) 2. Legal Documents For Business
3. Identity Documents
4. Corporate Governance Documents
5. Financial Documents
6. Collateral
7. Other relevant documents required by the bank |
4. Overdraft Loans
Name |
Overdraft Loans | ||||||||||||||
Description |
An extension of credit from the bank, an overdraft allows the individual to continue withdrawing money that is more than amounts deposited to current accounts, but not exceed the amount approved by the bank. Overdraft is mainly aimed to support Working Capital |
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Benefits |
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Currency Lending |
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Loan Sizes |
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Interest Rates |
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Remark |
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Requirements |
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Loan Documentation |
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1. Loan Request Letter (Download) 2. Legal Documents For Business
3. Identity Documents
4. Corporate Governance Documents
5. Financial Documents
6. Collateral
7. Other relevant documents required by the bank |
5. Cash Advance Loans
Name |
Cash Advance Loans | ||||||||||||||
Description |
A loan allowed borrowers to repay within 3 months is aimed to support Liquidity during the borrowers are waiting to receive money or for a settlement |
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Benefits |
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Currency Lending |
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Loan Sizes |
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Interest Rates |
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Remark |
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Requirements |
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Loan Documentation |
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1. Loan Request Letter (Download) 2. Legal Documents For Business
3. Identity Documents
4. Corporate Governance Documents
5. Financial Documents
6. Collateral
7. Other relevant documents required by the bank |

Loans

No. | Branch | Telephone |
1 |
Head Office |
+856 21 219478 |
2 |
Phongsaly |
+856 88 210223 |
3 |
Luangnamtha |
+856 86 211317 |
4 |
Bokeo |
+856 84 212171 |
5 |
Oudomxay |
+856 81 211261 |
6 |
Houaphanh |
+856 64 312239 |
7 |
Xiang khoang |
+856 61 213294 |
8 |
Xayabouly |
+856 74 260022 |
9 |
Luang Prabang |
+856 71 260599 |
10 |
Vang Vieng |
+856 23 511689 |
11 |
Phonhong |
+856 23 212180 |
12 |
Xaysomboun |
- |
13 |
Vientiane Capital |
+856 21 213205 - 135 |
14 |
Dong Dok |
+856 21 771795 - 204 |
15 |
Bolikhamxay |
+856 54 280112-13 |
16 |
Khammouan |
+856 51 212688 |
17 |
Savannakhet |
+856 41 212 261 |
18 |
Salavan |
+856 34 260014 |
19 |
Sekong |
+856 38 211711 |
20 |
Champasak |
+856 31 213205 |
21 |
Attapeu |
+856 36 210062 |

Loans for COVID-19
ສິນເຊື່ອເພື່ອຊຸກຍູ້ການຜະລິດ ແລະ ແກ້ໄຂຜົນກະທົບຈາກ COVID-19
ສຳລັບບຸກຄົນ, ຈຸນລະວິສາຫະກິດ ແລະ ວິສາຫະກິດຂະໜາດນ້ອຍ-ກາງ (SMEs)
ອັດຕາດອກເບ້ຍ 5,5%/ປີ, ຍົກເວັ້ນຄ່າທຳນຽມ, ໄລຍະກູ້ຢືມສູງສຸດ 6 ປີ
- ຂະແໜງ ການປູກຝັງ ແລະ ລ້ຽງສັດ;
- ຂະແໜງ ການຫັດຖະກຳ;
- ຂະແໜງ ຜະລິດສິນຄ້າອຸປະໂພກ-ບໍລິໂພກ;
- ຂະແໜງ ການຜະລິດ, ປຸງແຕ່ງຜະລິດຕະພັນກະສິກຳ ແລະ ອຸດສາຫະກຳ;
- ຂະແໜງ ທ່ອງທ່ຽວ ແລະ ບໍລິການປິ່ນອ້ອມ;
- ທຸລະກິດອື່ນໆ ທີ່ສົ່ງເສີມການຜະລິດ ແລະ ສົ່ງອອກ;
ເງື່ອນໄຂການອະນຸມັດ ແມ່ນສອດຄ່ອງຕາມລະບຽບການຂອງ ທຄຕລ.
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