
Description |
1.Required Documents 1.1 Individual 1.Lao Citizens
Remarks: Each of the above documents can be used. 2. Foreigners. - Passport of the foreigner (valid for at least 6 months) and Stay Permit Letter issued by Department of Foreigner Control (valid for at least 1 month). - Passport of the foreigner (valid for at least 1 month) and Work Permit Letter issued by Ministry of Labor and Welfare (valid for at least 1 month) or passport and Diplomatic Card issued by Ministry of Foreign Affairs Laos (MOFA).
1.2 Corporates.
12. State own/ joint venture
13. Shareholders or Partners of Privates and States. This group of the companies including Production Groups, Agriculture-Livestocks, Fisheries Groups, Service groups, Associations, Cooperatives, Foundation Funds, Saving Groups and etc. The submitting of documents for new account opening required as follow:
17.Commercial Bank
|

Product Name |
Payroll Service |
Description |
|
Benefits |
|
Terms of Service |
|

- Cheque books
Product Name |
Cheque books |
Description |
Cheque books are Used for all transactions related to deposit accounts including withdrawals, transfers, settlements and etc. |
Benefits |
To make transactions convenient for customer via their accounts by cheque writing to pay for purchasers. |
Terms of Service |
Customers must submit BCEL’s Cheque Book requested Form, specify number of the cheque book, the date and signed by the authorized persons specified in the condition when requested for account opening. |
- Certificate of Dishonored Check) /Certificate of Defaulted Cheque
Product Name |
Certificate of Defaulted Cheque |
Description |
Is the Legal Certificates of the deposit account |
Benefits |
It is used to confirm account balance to account holders who ordered in case of insufficient fund. |
Terms of Service |
Procedure of requesting for the Certified Letter of Defaulted Cheque:
|
Fees |
(Remarks: The fee is based on the Notice periodically issued by BCEL) |
- Cashier Cheque
Product Name |
Cashier Cheque |
Description |
Convenient, reliable and safe to use |
Benefits |
|
Terms of Service |
(Note: fees are based on the Notification on fees issued by BCEL periodically ) |
- Visa Cheuqe
Product Name |
Visa cheque |
Description |
|
Benefits |
|
Terms of Service |
|

Name |
Financial statement |
Description |
|
Benefits |
|
Procedure |
Financial Position:
|

Name |
Audit Document |
Description |
|
Benefits |
|
Procedure |
Providing financial information to Domestic and International Audit Firms:
Fees, providing information to:
|

Name |
Mobile Banking Van (Services in Rural/Suburb Areas) |
|||||||||
Description |
|
|||||||||
Benefits |
|
|||||||||
Location |
|
Clearing
Product Name |
Clearing |
Description |
Clearing is formed to settle transactions between domestic banks though Bank of Laos. |
Benefits |
To facilitate domestic bank transfers and retrieves Terms of Service |
Terms of Service |
(In accordance with the Usage of Cheque Decree and the Notice announced by the bank in each period time). |
AVIS
Product Name |
AVIS |
Description |
AVIS is another choice to simplify and secure the fund transfer to other bank by issuing the Credit Note instead of Cash settlement. |
Benefits |
|
Terms of Service |
(Notice: Fee is based on BCEL letter in each term) |

Name |
Open a Bank Account |
Description |
Your payment transactions could be easier whether paying for goods/services/bills including electricity, water, telephone, etc. by cash paid out or deducted from your deposit account. |
Benefits |
|
Terms of Services |
|

Product Name |
On Site Cash Pick-Up Service |
Description |
It is another service option which is convenient and safe for the customers who are in need to deposit a large amount of cash by requesting the bank for cash pick up in the door-to-door service. |
Benefits |
|
Terms of Service |
|
Fees |
(Remarks: Fees are according to the bank’s Announcement in each period time) |

Product Name |
Bank Statement |
Description |
It is a recording of the deposit account transactions |
Benefits |
|
Terms of Service |
|
Fees |
(less than 20 pages, if it is over 20 pages charge 5.000 LAK,1 USD,25 THB,10CNY/ unit
Not over 20 pages, if over charge 5.000 LAK,1USD,25 THB, 10 CNY/unit
Not over 20 pages, if over charge 10.000 LAK, 2USD, 50THB, 10 CNY/unit
Not over 20 pages, if over charge 10.000 LAK,2USD,50THB, 10 CNY/unit
Not over 50 pages, if over charge 20.000 LAK,3USD,90THB, 20CNY/unit
Not over 50 pages, if over charge 20.000 LAK,3USD,90THB, 20CNY/unit
Not over 100 pages, if over charge 50.000 LAK,7USD,220THB, 50CNY/unit
|

Name |
Foreign Exchange |
Description |
|
Benefits |
|
Terms of Services |
|
Fees |
|