Product Features and Security

Updated on: 2015-03-31

Features:

  • Improve user interface to be more user friendly and less complicated with Lao and English support.
  • Create lots of transactions with ease such as BCEL account transfer, another bank transfer, international transfer, etc.
  • Create scheduled payments for once, daily, weekly, monthly and yearly.
  • Manage payroll transactions online by yourself - easy, safe and debit as one transaction.
  • Manage bill payments online for electricty, water, telecom services; inquire the outstanding balance; and view the payment history.
  • Produce a voucher in every single transaction when it is completed.
  • Monitor account details and activity of saving, current, term deposit, loan, retirement saving and kids saving accounts.
  • Print account statement online anytime and can request for scheduled account statements.
  • Monitor cheque usage.
  • View daily exchange rates and interest rates.

Security Measures:

  • (For Corporate Users only) Assign separate roles to multiple users of an organization such as creator, checker and authorizer role​ with different user ID, and password.
  • Use One-Time Password (OTP), obtained from TOKEN OTP or SMS OTP, to authenticate every financial transactions with the owner of that user.
  • Implement SSL Certificate by VeriSign to encrypt sensitive data transferred between the users and BCEL.
  • Have a transaction audit log to monitor transaction status, transaction details, and users involved with the transaction.
  • Have a call center to receive all feedbacks and customer support to solve the a problem of the customer when using BCEL i-Bank immediately.