BCEL Community Money Express

Name

BCEL Community Money Express

Description
  • BCEL’s Community Money Express or BCOME is one of BCEL’s digital financial product which is provided by BCEL’s Agent Banking. BCOME provides variety of financial services that are convenience and modernized to the people in their community’s base on Agents business service hours.

Benefits
  • It is the convenience and modernized service, it is also safe, quick, save time-consuming and travelling cost for the people who live in rural areas and want to open the card, Deposit-Withdraw-Transfer money, and pay for goods and services at BCOME Agents in their communities without go to the branches and service units of the Bank.

Feature
  • Open the ATM BCOME Card.
  • Deposit money to BCEL account and ATM BCOME Card.
  • Cash withdrawal by BCEL ATM Cards.
  • Cash to Cash (Sending- receiving Money), Money transfer.
  • Interbank transfer (Domestic transfer).
  • Utilities Payment (water supply, electricity and phone payment).
  • Road Tax payment.
  • And others payments.

BCOME’s agent’s service points
  • There are more than 500 BCOME’s agents all over the country. For more information on your nearest agents, please call 1555.

Service Fees
  • Fee will be paid by the sender only.
  • The beneficiary shall receive full amount of the sending money.

Remark (All fees is charge in BCEL network only)

 

 

BCEL Community Money Express or BCOME FEE

No

Description

Volume of the service

Service Fees/time/transaction

1

Open BCOME ATM Card

 50.000 LAK

 40.000 LAK

Issue new card (lost card, broken card and changing new card)

 

 30.000 LAK

Issue new password

 

 10.000 LAK

Printing of the statement more than 1 month

 

 5.000 LAK

2

Cash Depositing to BCEL saving and current account and BCOME ATM Card

5.000.000 LAK and below

 10.000 LAK

5.000.001 - 10.000.000 LAK

 15.000 LAK

10.000.001 - 15.000.000 LAK

 20.000 LAK

15.000.001 - 30.000.000 LAK

 25.000 LAK

3

Cash withdrawal by BCOME ATM Cards, BCEL ATM Card and OnePay

1.000.000 LAK and below

 5.000 LAK

1.000.001 - 3.000.000 LAK

 10.000 LAK

3.000.001 - 5.000.000 LAK

 15.000 LAK

5.000.001 - 9.000.000 LAK

 20.000 LAK

4

Cash to Cash  transfer, Account to cash by BCOME card or BCEL ATM at BCEL’s Service points and BCOME Agents or from BCEL One app or BCEL i-Bank and the beneficiary can receive cash from BCEL’s service points or BCOME agents

500.000 LAK and below

 15.000 LAK

500.001 - 2.000.000 LAK

 20.000 LAK

2.000.001 - 5.000.000 LAK

 25.000 LAK
5.000.001 - 7.000.000 LAK 30.000 LAK
7.000.001 - 10.000.000 LAK 35.000 LAK

5

Account to account transfer within BCEL by BCOME Card and BCEL ATM Card

30.000.000 LAK and below

 15.000 LAK

6

Interbank transfer (Domestic transfer) by using BCOME Card and BCEL ATM Card

5.000.000 LAK and below

 15.000 LAK

7

Interbank transfer (Domestic transfer) by cash

500.000 LAK and below

 15.000 LAK

500.001 - 2.000.000 LAK

 20.000 LAK

2.000.001 - 5.000.000 LAK

 25.000 LAK

8

Pay for water bill

Collect per time

 2.000 LAK

Pay for Electricity bill

Collect per time

 2.000 LAK

Postpaid phone number bill

Collect per time

 2.000 LAK

Prepaid Top up of LTC

 

No additional fee

Prepaid Top up of  ETL

 

No additional fee

Prepaid Top up of Beeline

 

No additional fee

Prepaid Top up of Unitel

 

No additional fee

9

Road Tax Payment

Payment service

No additional fee

Printing sticker service from BCEL ONE, ATM, i-Bank, BCOME

No additional fee

10

Fee for adjusting the transactions information within BCEL’s network (Cash to Cash transfer, depositing-withdrawal, utility bill payment, telephone bill payment for prepaid and monthly numbers)

 

 10.000 LAK

11

Fee for adjusting the transactions information for Interbank Transfer (Domestic)

Not includes the adjust fee of the received bank

 15.000 LAK

Remark: BCEL Bank reserves the right on changing the BCOME service fees without informing the customers in advance.