VISA Platinum Debit Card:

Characteristics

  • The Platinum Visa Debit Card is an international electronic payment card designed to replace the need for carrying cash. As a chip card compliant with international standards, it offers high security. This card can be used to withdraw cash or pay for goods and services, depending on the specific card features.
  • Unlike a credit card, a debit card facilitates immediate payment directly from the customer's deposit account, with a daily transaction limit of up to $5,000.

Benefits

  • Convenient and Fast Payments: Customers can make quick and easy payments using Chip Contactless or Tap & Go technology.
  • Cash and Check Replacement: The card provides a convenient and safe alternative to carrying cash and checks, enabling payments for goods and services, and facilitating travel globally wherever the Visa logo is accepted.
  • Online and In-Store Purchases: You can use the card to shop online, pay for services, and complete transactions at various retail and service locations through card swipe machines (EDC/POS). It also supports cash withdrawals from ATMs worldwide bearing the Visa logo.
  • No Service Charges: There are no fees for transactions at member stores and ATMs.
  • Transaction Monitoring: Track and manage your card usage through BCEL One, ensuring convenient and secure transactions.

Application Requirements

  • Eligibility: Applicants must have at least one deposit account with the bank to be eligible for a Visa Platinum Debit Card.
  • Required Documentation:
    • Completed card registration form
    • Two copies of the card issuance contract
    • Instructions and terms of use for the credit/debit card (two copies)
    • Copy of an identity card, passport, or Family book

Note

  • BCEL regulations stipulate daily limits for cash withdrawals and spending on each card. Detailed information on these limits and usage instructions is provided in the terms and conditions issued by the bank for your reference.

Fees

Card type

Credit Limit

Joining Fee (USD)

Annual Fee (USD)

Principle

Supplementary

Principle

Supplementary

VISA Platinum Debit

Minimum 100 USD

15 USD

10 USD

25 USD

15 USD

             

 

Descriptions

VISA Platinum Debit

Domestic

International

Daily purchase limits (USD)

5,000

10,000

Daily purchase counts (Times)

15

20

Purchase limits/transaction/time (USD)

3,000

5,000

Daily cash advance limits (USD)

1,500

3,000

Daily cash advance counts (Times)

10

15

Cash advance limits/transaction/day (USD)

1,000

1,500

E-commerce limits/transaction/day (USD)

3,000

5,000

E-commerce counts (Times)

15

20